What If Your Credit Score Isn’t Good Enough to Buy a Used Truck?

Used or new, pickup trucks lie in the topmost price bracket amidst all automotive segments. And this comparatively higher price often makes it difficult for bad credit score holders to finance a used pickup for banks and other financial institutions do not accommodate such consumers. So, what do you do if your credit score is not good enough to buy a pickup truck? Do you give up your wish and allow your life to remain stagnant? That is certainly not an option as today, financing for used trucks in Greenville, SC are available from multiple sources. Forget banks, buy here pay here dealerships are here to help you.

Your bad/no credit score is not a problem

At Family Auto, we do not approve loans based on credit scores. We hinge them on affordability. Your credit score currently may be poor but your pay check is enough to cover the monthly credit premiums required to finance a used truck. Who are we then to deny you the opportunity to buy a pickup truck? Visit our buy here pay here dealership and get yourself a pickup truck. Your current credit score is always enough for us if you have a stable job to support the financing and can tackle the extra auto credit along with your existing debt.

But what if your income is not enough?

Then also, you have two options open for you in our buy here pay here dealership in Greenville.

One, try to pay a high down payment to bring down your net credit amount. This you can achieve by either covering the down from your savings or you can bring your old car to our dealership and trade that in. In the latter case, you will be using your previous car’s dollar amount to increase the down payment for your next used truck and take a lesser sum as a loan. Your monthly premium figure will thus come down and you can cover that easily.

Two, take advantage of our massive inventory and buy a used truck that you can afford. We are one of the few Greenville used car dealerships that houses an extensive inventory of used vehicles where trucks of all models and makes are usually available. Depending on your need, you can either choose to buy a light-duty pickup or an older model, both of which bring down the overall cost. Here again, you can plan the financing to fit your budget and your limited income should not be a problem.

Your credit score is good enough

In Family Auto, it does not matter whether you are paying high alimony or just starting your career. We do not bother about bad or no credit score. If you want to buy a pickup truck, we will make it happen and you can improve your standard of living from hereon. And if all these felt exciting to you, you should also know that you will get a flat 2 years/36,000 miles warranty on the pickup you buy from us. Only the best experience awaits you at Family Auto.