What Does Easy Buy Here Pay Here Financing in Greenville Look Like?
If you have been searching a buy here pay here near me in Greenville for bad credit financing, almost all dealerships might seem to give you easy auto loans. It might feel that you are approved for any amount you want and can buy any used car you desire. Dealerships that promise such extravagance have definitely something shady going on. Either the car on sale is a lemon or they intend to squeeze money out of you to make profits.
You do not want just easy financing. You want easy financing that you can trust. And only the trusted buy here pay here dealers in Greenville can assure that without making superfluous promises just to get your attention. In this post, we define the exact meaning of easy bad credit financing. Read on to know what to expect and what not to from BHPH dealers.
Your credit score will not matter, but your credit report will
Dealers who hand you auto loans without checking your credit report either ask for very high down payments or look to extract extra interest payments from you. Your credit report is a snapshot of your current financial capacity. It shows a buy here pay here in Greenville how much loan can you afford. By giving you auto loans without bounds, a dealer inflates your interest rates payable and repossesses your car when you default. This is never easy financing if you lose your car in the end. Easy financing is where you are approved despite your poor credit score but your credit report decides the loan amount you can take currently depending on your pay check.
Tweak the down payment in any way you want
What’s the point of easy financing or auto loan approval if you have to pay 50-60% of the used car’s price as a down payment? Most BHPH dealers use this tactic to retrieve most of their vehicle’s cost price upfront and only offer the difference as loans to bad credit score holders. From the dealership’s angle, the strategy may seem fair but it does not help you to pay a huge sum to buy a used car. In a reputed buy here pay here in Greenville, SC, the easy financing deal includes flexible down payment. Family Auto is the best example where you can pay as low as $500 as down or trade in your old car and have a lesser amount financed. Easy financing should always look like this.
Monthly payments – when you like and how you like
A popular way many BHPH dealers collect their monthly credit payments is in person. That is, their terms and conditions mention that you, the customer, have to come down to the dealership on a particular date every month to pay cash. No other payment method is accepted, no other conveniences are available. Even if you get easy approval from such a dealer, can you really call it easy financing? Are you really expected to leave your work every month for the next 3 years just to pay off your auto loan? Certainly, not. Family Auto takes monthly payments over a variety of methods. You can choose to pay online, over the phone, and/or by drive through window. And you can choose the date of payment as per your pay check. You get utmost financing flexibility in our buy here pay here dealership.
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